Finally, a Therapist That Takes Insurance in NJ
You've called the list. You've heard "sorry, we're out of network" more times than you want to count. Here, the answer is yes.
We're in-network with most major New Jersey plans, including Medicaid, NJ FamilyCare, and Medicare.
Fill out one short insurance form and we'll check your benefits before your first session.
Licensed NJ therapists
Secure video sessions
Benefits checked for you
In-network with plans you already know
Insurance plans we take for therapy in New Jersey
Find your plan below. If you see it, you're very likely covered. Your exact benefits still depend on your specific policy, and the insurance form is how you find out for sure.
Plans through work or the Marketplace
Through your job, the Marketplace, or a family member's plan.
Tap your plan to check your coverage.
In-network with NJ FamilyCare plans
If you have NJ FamilyCare, your plan covers therapy in full.
Tap your plan to check your coverage.
Read about therapy that takes Medicaid in New Jersey →We take Medicare
Many therapists in New Jersey don't, so if you've been turned away before, this is worth a second look.
Read about therapy with Medicare in New Jersey →Plans and networks change. If yours isn't listed, fill out the anyway and we'll tell you what we find.
Hi, I'm Aliza.
Aliza Sokel, LCSW, founder of Bluebird
I started Bluebird so quality therapy in New Jersey can be within reach of every family. That's why we take Medicaid and Medicare when so many therapists don't.
Every therapist on our team is licensed and keeps up ongoing supervision. The care you get never depends on the plan you have.
Have you been feeling...
Tap what fits to check your coverage. Sessions are online, from anywhere in New Jersey.
Why a therapist that takes insurance in NJ is so hard to find
Most therapists in New Jersey are private pay. Many never join an insurance network at all, because insurance companies are hard to work with.
So if your search has been one dead end after another, that's not you doing it wrong. That's how the system is set up.
We chose differently. Bluebird exists so the cost of care isn't the reason you go without it.
Whatever plan you have, you get the same licensed therapists and the same care.
How to find out exactly what your plan covers
Every policy is a little different, even inside the same insurance company. The quickest way to know your exact therapy benefits is our insurance form. You fill it out once, and we do the calling.
Fill out the insurance form
It takes a few minutes. Keep your insurance card nearby.
We check your benefits
Our team contacts your plan and lets you know what's covered.
Start therapy
Your benefits are confirmed before you begin, so you can focus on feeling better. No surprise bills.
What to have ready
- Your insurance card, front and back
- Your member ID number
- The policyholder's name and date of birth, if the plan is in someone else's name (like a parent's plan for a teen)
What we check for you
- Whether we're in-network with your specific plan
- Whether therapy by video is covered
- Your copay or coinsurance
- Whether you have a deductible to meet first
- Whether your plan needs a referral or approval first
Many members pay $15 or less per session. Your exact cost depends on your plan, and the form is how we find it.
A benefit check is not a guarantee of coverage. Your health plan makes the final decision.
Insurance questions, answered
Does insurance cover therapy in New Jersey?
In most cases, yes. Most health plans include mental health care, and that includes therapy. What changes from plan to plan is the details: your copay, your deductible, and whether a therapist is in your network. That's exactly what our insurance form checks.
How do I find a therapist that takes my insurance in NJ?
Start with the list on this page. If your plan is on it, fill out our and we'll confirm your benefits for you. Finding a therapist that takes insurance in NJ shouldn't take a dozen phone calls and an hour on hold.
Do you take Medicare for therapy?
Yes, we take Medicare. Coverage can look different depending on your Medicare plan, so fill out the insurance form and we'll check yours before your first session.
Do you take Medicaid and NJ FamilyCare?
Yes. We work with Aetna Better Health of New Jersey, Horizon NJ Health, UnitedHealthcare Community Plan, Wellpoint, and NJ FamilyCare. You can read more about therapy that takes Medicaid in New Jersey on our Medicaid page.
Does my insurance cover online therapy?
Most plans cover therapy by video the same way they cover in-person visits. We confirm this for you as part of your benefit check.
How much will I pay for therapy with insurance?
It depends on your plan. Many members pay $15 or less per session. Your copay and any deductible are part of what we look up for you.
Can my teen use my insurance for therapy?
Yes. Teens can use the plan they're covered on, which is usually a parent's. Fill out the form with the policyholder's information.
What happens after I fill out the insurance form?
Our team checks your benefits with your plan. Then we reach out to let you know what's covered and help you schedule your first session.
What if I don't see my plan on the list?
Fill out the insurance form anyway. Networks change, and some plans go by different names. We'll tell you what we find.
Ready to use your insurance for therapy in New Jersey?
You came here looking for a therapist that takes insurance in NJ. You found one.
Fill out the insurance form and we'll check your benefits for you. You'll know where you stand before your first session.
Prefer to talk first? Call or text (201) 431-0434.